Want to know more about how we can help you save taxes? Call us Now at 760-840-7505!
Call Now
Icon Rounded Closed - BRIX Templates

KEYMAN INSURANCE POLICYReduce your Taxes, Maximize your Profits & Protect your Assets

Tailored for businesses and individuals with annual revenues ranging from $3 million to $100 million, our specialized Keyman Insurance services ensure not only substantial tax advantages but also foster financial growth and safeguard your valuable investments.

Schedule a FREE Consultation Call

Current Clients

Chapman University - Client LogoFirst Team - Client Logorealtor.com - Client LogoKW - Client Logo

Our Financial Solutions

Here’s what we offer to help you save and make money

It’s alright if you do not understand some of these terms, keep exploring and schedule a free consultation call with us if you need any more clarity. Our goal is to help you and your business save taxes, make money and protect your investments.

Keyman Insurance Policy

Keyman insurance Policy is like a protective shield for businesses. It helps if a crucial person, like a top executive, passes away unexpectedly. The company gets money from the insurance to cover financial gaps and keep things stable during a tough time. By securing key man insurance, businesses ensure continuity and financial resilience of their business.

Learn more
arrow depicting the link to keyman insurance policy

Buy-Sell Agreements

Buy-sell agreements are like business safety plans. They help businesses by setting clear rules for what happens if an owner wants to sell their share or if something happens to an owner, like retirement or passing away. It avoids confusion, keeps things fair, and ensures the business can keep running smoothly. It's a kind of roadmap for business changes.

Learn more
An arrow directing to Buy-Sell Agreements page

Deferred Compensation

Deferred compensation is like a financial time capsule for your employees. Businesses use it to promise money in the future, creating a sort of long-term savings plan. This helps retain key skilled employees and offers them a valuable reward down the road, beyond their regular pay. It's a strategic move to keep employees happy and financially secure in the future.

Learn more
Arrow directing to Deferred Compensation Page

Premium Financing

Premium financing turns your substantial funds into a financial springboard. Collateralize a portion to secure a powerful million dollar life insurance coverage. Pay a fraction and watch your collateralized funds grow with interest over ten years. Result? A substantial ten million dollars in cash value for diverse opportunities. Learn more about Premium Financing.

Learn more
arrow directing to premium financing page

Deferred Compensation

Deferred compensation is like a financial time capsule for your employees. Businesses use it to promise money in the future, creating a sort of long-term savings plan. This helps retain key skilled employees and offers them a valuable reward down the road, beyond their regular pay. It's a strategic move to keep employees happy and financially secure in the future.

How we do it?

Here’s how we help you save on taxes,  grow your money and protect all your investments.

Save Big on Taxes

We help you strategically save taxes through deferred compensation by offering employees the option to delay receiving a portion of their income until a later date, often during retirement. This not only benefits employees by aligning with their long-term financial goals but also provides a tax advantage for the business. By deferring payments, companies can reduce their immediate taxable income, lowering their current tax bill. Additionally, when employees receive the deferred compensation in the future, they may be in a lower tax bracket, resulting in potential tax savings for both the business and the individual. This approach not only fosters employee loyalty but also serves as a savvy tax-planning tool, allowing businesses to optimize their financial strategies while supporting the financial well-being of their workforce.

Save Taxes with Keyman Insurance Policy
Grow your money with Keyman Insurance Policy

Grow your Money

Unlock the potential of your wealth with our innovative premium financing approach. Leverage your existing assets of two to three million dollars to collateralize and secure a ten million dollar life insurance policy. Pay only a fraction of the premium to access this financial power. Through strategic collaboration with banks, your collateralized funds accrue interest, maturing into ten million dollars in cash value within a decade. This substantial sum becomes yours to utilize for diverse opportunities, such as home investments, luxury purchases, educational pursuits, and more. With our 'Grow Your Money' solution, we empower you to turn your existing wealth into a dynamic force for future prosperity, providing unparalleled financial flexibility and security.

Money Growth with Keyman Insurance Policy

Protect your Assets

Safeguard your investments with the strategic implementation of Keyman insurance policy. This invaluable tool acts as a protective shield for businesses by insuring key individuals crucial to the company's success, such as top executives or key employees. In the event of an unfortunate incident like the death or disability of a key person, the insurance payout provides financial stability to the business. This infusion of capital can be utilized to offset potential financial setbacks, cover recruitment costs for a replacement, or even navigate through turbulent periods. Keyman insurance essentially fortifies the financial resilience of a business, ensuring that it can weather unforeseen challenges and continue to thrive.

Protect your assets with keyman insurance policy

Why Us?

Proven Track Record of Building Multi-Billion Dollar Companies

The typical insurance agent is not a businessperson and does not understand the complexities surrounding a business. Dennis, the force behind Omega Investment, isn't just an insurance agent; he's your strategic business partner. He has a proven track record of building multi-billion-dollar companies from ground up. He has been in your shoes and thus understands what a business needs in order to grow. Imagine having a seasoned businessman in your corner who understand you and ensures your business not only grows but is also shielded from uncertainties. From meticulous buy-sell agreements to key man insurance and disability protection, Dennis has the skills to fortify your business legacy. Trust in his experience, and let your business thrive under the guidance of a true industry leader.

Schedule a FREE Consultation Call
A graph showing growth

Testimonials

Here’s what others like you have to say about us!

Denis was a pleasure to work with. He educated me and listened to my needs. He was fast and thorough. I’m glad i found him and i look forward to continue working together. Highly highly recommend Denis!
Michelle Wilson
Denis is extremely knowledgeable and helpful! Denis extensively explained my options while helping me set up for my financial future. I highly recommend to anyone looking for help to save and invest!
David Zamorana
My experience with Denis has been excellent. He is knowledgeable and professional and went above and beyond to help me understand the program choices for my age and goals. I recommend this agent wholeheartedly.
Celia Hansen
Denis is extremely knowledgeable and helpful! Denis extensively explained my options while helping me set up for my financial future. I highly recommend to anyone looking for help to save and invest!
David Zamorana
Denis was a pleasure to work with. He educated me and listened to my needs. He was fast and thorough. I’m glad i found him and i look forward to continue working together. Highly highly recommend Denis!
Michelle Wilson
My experience with Denis has been excellent. He is knowledgeable and professional and went above and beyond to help me understand the program choices for my age and goals. I recommend this agent wholeheartedly.
Celia Hansen
Denis was a pleasure to work with. He educated me and listened to my needs. He was fast and thorough. I’m glad i found him and i look forward to continue working together. Highly highly recommend Denis!
Michelle Wilson
My experience with Denis has been excellent. He is knowledgeable and professional and went above and beyond to help me understand the program choices for my age and goals. I recommend this agent wholeheartedly.
Celia Hansen
Denis is extremely knowledgeable and helpful! Denis extensively explained my options while helping me set up for my financial future. I highly recommend to anyone looking for help to save and invest!
David Zamorana
FREE Consultation Call

Blog

Delve into our blog to gain valuable insights from the Industry Expert

FAQs

Frequently Asked Questions

Here are some of the questions we often get from our clients. Feel free to go through all of them. If you still have any questions, we're only a call away.

What is Keyman Insurance Policy?

Keyman insurance protects a business by providing coverage in the event of a key employee's death or disability, helping mitigate financial losses and ensuring continuity. It serves as a safeguard against the potential impact of losing a crucial team member.

Icon - Elements Webflow Library - BRIX Templates

What does Keyman Insurance cover?

Keyman insurance covers the financial repercussions of losing a crucial employee in a business due to death or disability. It addresses recruitment costs, revenue protection, business continuity, loan repayment, and shareholder protection, offering financial support for various purposes, such as hiring and training replacements, maintaining operations, and facilitating smooth ownership transitions. The coverage aims to ensure the stability and continuity of the business in the absence of a key individual.

Icon - Elements Webflow Library - BRIX Templates

How much does Keyman Insurance cost?

The cost of keyman insurance varies based on factors such as the insured individual's age, health, and the coverage amount needed. Typically, premiums can range from a few hundred to several thousand dollars annually.

Icon - Elements Webflow Library - BRIX Templates

Is Keyman Policy tax deductible?

In general, premiums paid for Keyman Insurance policies are not tax-deductible as a business expense. However, benefits received from the policy are typically tax-free if used for legitimate business purposes. It's advisable to consult with a tax professional for specific guidance based on your individual circumstances and local tax laws.

Icon - Elements Webflow Library - BRIX Templates